FlexCap Financial — Terms of Use (Terms & Conditions)
Please read these Terms of Use (the “Terms”) carefully before using any websites, applications, or
online services operated by FlexCap Financial (collectively, the “Site”). By accessing or using the Site,
you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Site.
Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
How these Terms are organized Section 1 applies to all visitors and to all products and services.
Section 2 includes additional terms that apply to specific products or services.
Section 1 — Terms that apply to all products & services
1) General
Access to and use of the Site is subject to these Terms and our Privacy Policy. If you breach any part of
these Terms, your right to access and use the Site ends immediately. We may amend these Terms at
any time by updating this page. We may terminate access if you breach them.
2) Our Service
Information is provided for general purposes only and is not an endorsement. Nothing on the Site is an
offer. Contracts are concluded only when a third party accepts your offer. We make no guarantee of
uninterrupted availability and may modify content at any time.
3) Permitted Use
You may only use the Site for personal or business use on your own behalf. You must not use the Site
unlawfully, fraudulently, or with automated tools. Linking is permitted if fair and legal, without implying
endorsement.
4) Intellectual Property
The Site and its content are protected by intellectual property rights. Limited personal use is allowed.
User Content remains yours, but you grant us a license to use it.
5) Limits to Our Liability
We are not liable for third-party information, viruses, events beyond our control, or
indirect/consequential losses. Nothing excludes liability for death, injury, or fraud.
6) Disclaimer of Warranties
The Site and Services are provided ‘as is’ without warranties of any kind. Use at your own risk.
7) Third Parties
Products/services are provided by third parties under their own terms. We are not liable for third-party
acts or omissions. Links are provided for convenience only.
8) Your Responsibilities
You must ensure information you provide is accurate, use antivirus protections, and keep login details
confidential. You are responsible for your User Content.
9) Privacy
We process your personal information in line with our Privacy Policy. By using the Site, you consent to
this.
10) Miscellaneous
The Site is intended for Canadian residents. These Terms are the entire agreement. Invalid provisions
are severable. Governing law: Province of Ontario.
Section 2 — Additional Terms
11) Loan / Lease Applications
Loan/lease applications require accurate and complete answers. Failure to do so may invalidate
pre-approval.
12) Financial Products
You are responsible for verifying information and reading product terms before applying. We are not
liable if a product does not meet your needs.
13) User-Generated Content
User Content must comply with standards. Do not post harmful, illegal, or infringing content. We may
monitor, edit, or remove content at our discretion.
Questions? Contact us at info@flexcapfinancial.co